We don't think money needs to be a stuffy subject, which is why we've made our application process refreshingly simple. Discover comfortable options with an unsecured loan from Grape Capital and breathe a little easier.
It's not our concern what you're using the money for - could be you've got a family emergency or your daughter just got into Harvard (you might need more than $4000 in that case). Whatever the reason, just let us know how much you'd like to borrow and some details to round out your application.
Start by letting us know how much you'd like to borrow and provide us with some important financial and employment details.
Once we receive your application, one of our team members will look over your information and assess your credit score through our partner, Transunion. If you qualify, we'd like it if you came in to give us a chance to get a sense of who you are and how we can help. Coming in will also give you an opportunity to evaluate us as a partner, to see if we're the right fit for you.
After we've reviewed your information, we'd like to meet with you. It'll give us a chance to get a sense of who you are and how we can help.
You've got as much say in the loan repayment schedule as we do so, together, we'll define the terms of the agreement. After which, we'll ask that you come in to our office to sign the agreement. It's written in plain language for complete transparency and clarity and at 10 pages, it's featherweight in comparison to what you'd get from some other institutions
You've got as much say in the loan repayment schedule as we do so, together, we'll define the terms of the agreement.
Answer 4 easy questions and figure out your monthly payment plan.
Attention existing clients! We’ll award $100 CAD in account credit for each successful unsecured loan referral that you receive. Tell your friends and family! All they have to do is give us your name when they apply.
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Am I eligible for an unsecured loan?
You’re eligible for an unsecured loan if:
What kind of information do you use to decide whether or not I'll qualify?
Most of our decisions revolve around your Beacon score. This tells us how much debt you currently have and whether you’ll be able to afford to pay back the loan. There are other factors, unique to your situation that we evaluate as well.
Can I pay off the loan sooner without penalties?
Yes, our loans are completely open so they can be payed off at your earliest convenience.